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Providing exceptional Financial Guidance in Dubai,U.A.E,Middle East & Africa

Starting Out

If you are just starting out, it’s easy to get off on the wrong foot. Being late for school will get you a detention, but being late for a bill will give you a much bigger headache.

Reaching adulthood means a lot of things: being able to sign contracts, voting, and getting tons of credit card offers in the mail. With minimum payments being as low as 1% of the total balance, it can seem like you have found the land of milk and honey once and for all.

For many people, it takes them a lifetime to escape the trappings of credit card debt. Of course, credit cards are not the only thing that determine your credit score, but they are usually the largest pitfall for most people. For people who struggle with credit card debt, most of them don't get past those hurdles until they reach their fifties.

Will you buck the trend?

Instead of getting taken by credit card companies, your money can be working for you with an investment plan. When you are young, the future can seem far away, but a few dollars can make a bigger difference than you realize. Just $50 per month can become $7,900 in 10 years with a modest 5% annual rate of return. If you run the numbers again with a $500 per month contribution, you get $79,000. However, if you put it off for 5 years, you are only left with $35,000. That’s the price of procrastination.

Financial Plan

Many people will offer you advice on which investments to buy. But there's more to your financial life than your Savings Plan and Fixed Deposits. Emergency Funds, Education funds for your children...

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Life Insurance

Term life insurance is the most basic of life insurance products in that it has no savings component, and thus no cash value. By the name, it is purchased for a 'term.' One of the most common uses of Term Life insurance is as...

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Disability Insurance

Everyone who enjoys good health hopes it will last for a lifetime. But it doesn't always turn out that way. Sometimes life throws a curve. Injuries can happen. A disability illness could dramatically change your life...

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Retirement Planning

For most expats of U.A.E, retirement is a major financial goal that requires considerable financial commitment. Whether you have already established a...

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Will

A will is a written document, properly signed, which: (1) specifies who is to administer the estate (the executor), (2) specifies what is to happen with the assets and liabilities of the estate, (3) specifies certain other wishes such as...

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Critical Illness Insurance

As expats who have come to U.A.E with the biggest dreams, Critical Illness would be the last thing that one would like to come across. It shatters ones dreams and creates a devastating effect on their families-physically, physiologically and financially.

With high prevalence of obesity, Cholesterol & Diabetes...

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